Best Money Market Account Rates
2 money market accounts compared. Sorted by APY (highest first). Sample rates shown — verify each rate at the institution before opening an account.
Rate environment · as of 2026-05-21
Current US money market account rates
3.50% – 3.90% APY
Typical range across leading online money market accounts. Rates change frequently — verify the current rate at the institution before opening an account.
See top banks →Top US money market accounts
Current rates at these banks may fall outside the range shown above — verify at the institution.
These are widely-recognized banks offering money market accounts. APYCalculator does not earn commissions on links from this site and is not affiliated with any of these institutions.
Want to understand this account type first?
Compare money market account rates and features. Understand the difference between FDIC-insured money market accounts (MMAs) and uninsured money market funds (MMFs).
→ Read the full Money Market Account guide