Compare Savings Rates
Top APYs in each major US savings product category. Sample rates — verify each rate at the institution before opening an account.
High-Yield Savings Account
Typical range 3.50–5.00%
- SoFi Checking & Savings4.50%APY
- Marcus by Goldman Sachs4.40%APY
- Synchrony Bank4.35%APY
Certificate of Deposit
Typical range 4.00–5.00%
- Synchrony Bank12-mo term4.55%APY
- Marcus by Goldman Sachs12-mo term4.50%APY
- Discover Bank12-mo term4.40%APY
Money Market Account
Typical range 3.00–4.75%
- Ally Bank4.10%APY
- Discover Bank4.00%APY
Cash Management Account
Typical range 2.00–5.00%
- Betterment Cash Reserve4.75%APY
- Wealthfront Cash Account4.50%APY
- Fidelity Cash Management Account2.20%APY
Treasury Bills (T-Bills)
Typical range 4.00–5.00%
- TreasuryDirect3-mo term4.35%APY
- TreasuryDirect1-mo term4.30%APY
- TreasuryDirect6-mo term4.25%APY